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My American Prosperity
  • Home
  • Employer Benefits
    • Group Health
    • Group Dental
    • Group Vision
    • Group MSA
    • Level (Self) Funding
  • Individual Health
    • Affordable Care Act (ACA)
  • Medicare
    • Take the Medicare Quiz
    • Education is the Solution
    • Medicare MSA
  • Ancillary Insurance
    • Fixed Index Annuity
    • Indexed Universal Life
    • Final Expense
    • Long Term Care
Smiling barista stands by an open cafe door.

Solutions for Business Owners

The Medicare Plan Designed for Entrepreneurs

If You Are a:

  • Sole Proprietor 
  • LLC Owner 
  • Partner 
  • S-Corporation Owner 
  • Self-Employed Professional 
  • Independent Contractor


You may qualify for specialized Group MSA options designed specifically for business owners and self-employed individuals. These plans are structured to function similarly to the wealth-building aspects of an HSA while providing Medicare Advantage coverage. 

Schedule a Consultation

Why Business Owners Are Taking Notice

  • Medicare-funded deposits
  • Potential for long-term balance growth
  • Nationwide provider access
  • Flexible plan designs
  • Greater control over healthcare spending
  • Ability to align healthcare and retirement planning strategies 

How It Works

  1. Medicare provides a deposit into a special Medical Savings Account (MSA).
  2. You decide how to use the funds—spend, save, or invest them according to plan rules.
  3. Covered healthcare expenses apply toward the plan deductible. 
  4. Once the deductible is met, the plan pays covered costs. 
  5. Unused funds remain yours and roll over for future healthcare needs. 


Why Work with Us?

Independent Guidance


We help clients understand Medicare options and evaluate whether a Medical Savings Account (MSA) strategy aligns with their goals.


Personalized Consultation

 

We take time to understand:


  • Current Medicare coverage 
  • Retirement objectives 
  • Healthcare utilization 
  • Employer benefit goals 
  • Long-term financial priorities


Education First


MSAs remain one of Medicare's least understood options. Our role is to help clients understand the opportunities, tradeoffs, eligibility requirements, and enrollment process so they can make informed decisions.  


Is a Medicare MSA Right for You?

A Medical Savings Account may be worth exploring if you:


  • Want more control over healthcare spending 
  • Prefer provider freedom 
  • Are healthy and interested in preserving healthcare dollars 
  • Own a business or are self-employed 
  • Need a retiree benefit solution for your organization 
  • Want to integrate healthcare planning with retirement planning strategies 

Schedule a No-Obligation Consultation

Know Your Options!


Whether you're a business owner, retiree, HR leader, association executive, or self-employed professional, We can help you evaluate whether a Medicare Medical Savings Account (MSA) strategy fits your needs.


Call or Text: (208) 573-1250


Email: keith@onpointmgmtllc.com


Discover how Healthcare coverage and Long-Term Financial Planning can work together.


OnPoint Management is an independent insurance agency. Medicare eligibility and enrollment requirements apply. Benefits, deposits, and plan availability vary by plan and eligibility status. Consult a licensed OnPoint Management advisor for details regarding your specific situation. 

Schedule a Consultation

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