Solutions for Business Owners

Sole Proprietor, LLC Owner, Partner, S-Corporation Owner, Self-Employed Professional, and Independent Contractor are all types of business owners who may qualify for specialized Group Medical Savings Account (MSA) options. 

These plans are tailored specifically for business owners and self-employed individuals, providing not only Medicare benefits, but also functioning similarly to the wealth-building aspects of a Health Savings Account (HSA) while offering comprehensive Medicare Advantage coverage.

1. Medicare provides a deposit into a special Medical Savings Account (MSA).
2. Employee decides how to use the funds—spend, save, or invest them according to plan rules.
3. Covered healthcare expenses apply toward the plan deductible. 
4. Once the deductible is met, the plan pays covered costs. 
5. Unused funds remain employee's and roll over for future healthcare needs. 

A Medical Savings Account may be worth exploring if you:

• Want more control over healthcare spending 
• Prefer provider freedom 
• Are healthy and interested in preserving healthcare dollars 
• Own a business or are self-employed 
• Need a retiree benefit solution for your organization 
• Want to integrate healthcare planning with retirement planning strategies