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My American Prosperity
  • Home
  • Employer Benefits
    • Group Health
    • Group Dental
    • Group Vision
    • Group MSA
    • Level (Self) Funding
  • Individual Health
    • Affordable Care Act (ACA)
  • Medicare
    • Take the Medicare Quiz
    • Education is the Solution
    • Medicare MSA
  • Ancillary Insurance
    • Fixed Index Annuity
    • Indexed Universal Life
    • Final Expense
    • Long Term Care

A Medicare Solution that is Raising Wealth Through Health

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Driven by Choice, Flexibility, and Financial Opportunity.

A Medicare Wealth-Building Solution for Business Owners, Retirees & Employer Groups 


Most Medicare plans focus solely on healthcare coverage.


What if your Medicare plan could also help build financial security?


We help business owners, retirees, employer groups, associations, and Medicare-eligible individuals explore innovative Medicare Medical Savings Account (MSA) solutions through our partner carrier. These plans combine healthcare coverage with a Medicare-funded savings account that members can spend, save, or invest for future healthcare needs. 


Schedule a FREE Call with a Medicare Consultant or Give Us a Call at (208) 573-1250.

A Different Approach to Medicare

Traditional Medicare Advantage plans often rely on provider networks, referrals, and utilization controls.

A Medicare Savings Account (MSA) offers a different model:


  • Annual Medicare-funded deposits into a member-owned MSA account 
  • Freedom to spend, save, or invest unused funds 
  • Access to any Medicare-participating provider nationwide 
  • No provider networks 
  • No referrals 
  • No prior authorizations beyond Medicare requirements 
  • Funds roll over year after year and remain available for future healthcare expenses.

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Healthcare with Financial Flexibility

 Unlike most Medicare Advantage plans, Medical Savings Accounts provide an upfront cash deposit that members control. Unused funds remain in the account and can continue accumulating over time, creating an opportunity to support future healthcare expenses while maintaining coverage. 

 

For Business Owners

For Business Owners

For Business Owners

The Medicare Plan Designed for Entrepreneurs

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For Employers

For Business Owners

For Business Owners

Medicare Benefits Without Traditional Employer Costs

 

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For Retirees

For Business Owners

For Retirees

More Control. More Choice. More Opportunity

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How we find Medicare Coverage to fit your needs

We will discuss what is most important to you and what type of coverage you need. Then we will compare the plans to find the right one for YOU. 

We partner with many carriers, but we work for YOU not the insurance companies. We will help you find the plan that is right for YOU.

 

We will cover what the plans cover and what they don’t so you are never surprised by an unexpected bill.

 

Don’t get stuck with limited coverage at the time you need it most. We will help you understand exactly what you are covered for.

 

You can’t only be thinking about doctors visits – we will walk through your options for additional coverage so you don’t have to.

 

We all know paperwork is the worst part of all of this, that’s why we make sure you do as little as possible and ensure it’s all correct.

 

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The leading cause of Bankruptcy for people over 65 is medical expenses. We'll help you avoid Medicare mistakes and teach you how the system works. 

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Frequently Asked Questions

Everything you need to know about how we work. If you are not able to find an answer to your question, please email keith@onpointmgmtllc.com or  call / text (208) 573-1250.

We offer a completely FREE educational service that helps people find the best Medicare plan for them. However, to put food on the table, insurance companies pay us when we help enroll our clients into the correct insurance plans for their needs. 


No. Although insurance companies compensate us for the Medicare education and guidance we provide, the Medicare Consultant you work with will be impartial to any particular plan or carrier because they are paid the same regardless of which plan you choose to enroll in.


A Medicare Agent will either try to sell you their plan as ‘the best’ or overwhelm you with confusing, complicated, and contradictory information. We do the complete opposite of that by simplifying information, teaching you about Medicare and providing 100% unbiased guidance to help you get the right plan for your unique situation. 


No, we are not affiliated with any insurance companies. We are an Insurance Broker for all the major Medicare insurance companies. We work for you to find the best price and plan, instead of pushing any single particular insurance company. 


Yes, we are licensed to offer insurance products in Florida and Idaho. All Medicare Consultants are licensed, trained, and undergo rigorous annual certification to help you select the best Medicare plan possible for your needs and your budget.


No. Any Medicare plan that a Medicare Consultant helps you enroll in will cost the same with or without their help. In fact, our Medicare Consultants are trained to get you the best Medicare plan possible for your budget and save you money. 


Yes, we will always find you the lowest rate possible and will recommend plans with discounts when and if they are available 


Get It Right The First Time

If you want the best Medicare plan for your retirement, give us a call. We provide the education and personal guidance you need to make the right decision. 

Schedule a Consultation

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